Who needs borrowed money raises their hands. The title sounds like a joke, but it’s not, I’ve never seen so many people looking for personal loans in my entire history as there has been a time when payroll loans have boomed, – almost all people with a profile to consume the consigned, are already with their margins exhausted.

Now the demand for credit is focused on personal loans, personal loans and vehicle financing, in addition to the exponential growth of real estate credit, which is even being stimulated by the reduction of interest rates and the increase in payment terms, drawn by banks government.

But the question is, to lend money , yes or no, what do I do? To borrow money at interest we have to agree that it is a problematic situation, although the person can remedy for a moment the debts and financial expenses, in practice, this action of financial institutions to grant easy money, has a cost, and expensive for sign, if the debt of the loan is poorly administered, it will be headache, not migraine, much annoyance and name with restriction ultimately.

Anyone who is already in debt and seeks to obtain more credit to solve their problems, will expose themselves to other more unpleasant situations. If the personal loan is taken in a time of financial hardship, surely the hiring will serve as debt consolidator. It is easy to predict that going forward the borrower will have a great deal of difficulty in paying off the commitment that was once assumed. It is obvious that the possibility of default in this case will be very high.


Personal Loan 

consignado caixa Empréstimo Consignado CAIXA

Let’s suppose that when borrowing money , the citizen decided to ask for a “loan to his friends or relatives”, it seems to be a good alternative, even because, he has a saying that “Who has friends has everything” will be! Here we see a clear example that these friends of many years will be lost because of the non-payment of money borrowed . Do you have any questions?

If you raised the hand is because this in need of loan, the tip is: before you despair, check all the possibility of getting the money in other ways before formalizing any contract or if you commit to financial institutions in some cases, take out loan with moneylenders or withdrawing money on the card with interest in the stratosphere.

In any case, to obtain financial resources to complete an objective, to pay bills with invoices, bills of consumption and tickets or even to make a trip parceled out abroad, not missing are banks, financiers and financing companies, if appropriate, choose the one that is best and good luck. But think well before.